The M Society

In life, you can’t deny the fact that there are some losers living in this world. These people are normal people, like everyone else. When I was in my schooling years my teachers always says “There is no loser in life, only winners.” And I tend to believe in that phrase. Now I wanted to change that phrase “There are many losers in life, not all are winners”. It’s the fact, LEARN to ACCEPT IT! Working in the society is a different ball game and if you observed carefully, you will notice that there are truly losers out there. Let me tell you some happenings that I came across with and you might laugh because you also seen it before.

When I was in Sibu, I bumped into one of my old schoolmates. It’s been ages since I saw this guy. Then we greet each other and have a little chit chat. He told me his life wasn’t that good. He’s working somewhere (which I don’t know) and his salary is not sufficient to sustain his life. He told me his girl (which happens to be one of my friends) dumped him and he asked me for her contact number, so that he can persuade her back. For a moment, I pity him. After we finish chatting, my instinct told me he’s a loser, there’s no need to pity a person like him. He’s totally a loser. He should apply for a better job. I told him to resign his current job and look for another job with higher pay, but he insists with the reason “The boss is kind towards me” and therefore he doesn’t want to resign. I was like “BULL SHIT!”. If his boss is kind towards him, he should have given him a higher pay, and the reason he is kind towards him is because he is naïve and totally a good sucker to suck blood from. He is 30 years old, and he still thinks like a loser, dress like a loser, smells like a loser, talk like a loser and born loser. Someday, sometime, somewhere he will still be a loser if he doesn’t wake up and think like a winner.

There’s another person whom I get to know from my dad everyday stories and I’ve seen that man myself. The story goes like this, this man (Let’s call him Peter), is the only son of his family. His parents owned a coffee shop and had been operating the coffee shop business for a decade or so; and John was a gamble addict. Every day he did nothing except gambling ranging from mahjong to footballs. As days goes by, his bet went bigger and bigger every day, until one day, he falls. He was in thousands and thousands (I mean hundred over thousands) of debt. He doesn’t have a proper job, and therefore his parents use their savings, sold their only home, cars and lands to pay his debt. Their coffee shop which was located at the corner lot of the shop houses was forced to close down due to the rent that they can’t afford. And now, they move to a smaller space to continue to operate their coffee shop business to sustain their life. Almost every day, my father and I would have a morning tea at their shop, and I heard John’s dad complaining that John is still addicted to gambling and even worst of all he’s borrowing usurious loan. My god, John is 30+ years old and this guy (or should I say loser?) who made his family falls into a terrible position and he’s still gambling like there is no tomorrow. Some people just never change; loser will always remain as loser.

In life, we will meet losers and will be surrounded by them. Learn to keep away from them, because they are like vampires (sucker) sucking positive energy from us and make us look like one of them (sucker via loser). Don’t be a loser, BE a WINNER!

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Not Your Cup of Chai:

Since I am kind of convinced it is true, so I will just try to prove it head-on. If it doesn’t work out, a contradiction will be generated, and we could prove it by contradiction.

Here I need to remind myself not to take an example as a proof (e.g. “Cuppa is poor, ergo life is not fair and the society is M-shape.”). Can we take the GDP or average income of a particular country and start from there? Nope, because the income disparities will be canceled out and averaged.

How about this: Some governments will release data on household income, and it is a good starting point. Do note absolute numbers usually mean nothing, we need to note the trend, the nascent trails….

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Live Your Life As Simple As You Are.

Live your life as simple as you are. Warren Buffet tells it and he does it. He is a very simple man and also one of the most complicated man on earth. He’s the second richest man on earth after Bill Gates, and complicated makes him just that. He’s good in stock market; not only good, but the best among the best. When I first get to read a book about him and his life I was shocked, totally shocked. He’s a simple man who still drives the same old blue car that he bought many decades ago and still lives in the same 3-bedroom house in mid-town Ohama that he bought 50 years ago. Wow, if I’m the second richest man on earth, I will build a big villa and maybe a few sport cars, and most people would just be the same as me only plus and minus a few things. That’s the difference between him and the world. He is simple. I’m not saying if you are wealthy you cannot live your life large. You are who you are, if you are simple, be yourself and live simple. If you are not, try to live simple, because many things in life are not necessary needed in our life. Although Donald Trump lives his life large in various ways (owning exquisite Mar-A-Largo Club, owning a private jet and helicopter, having his Prime TV reality show “The Apprentice”, several items under his Trump brand, several Trump towers and golf courses), but he is also a simple man who buy a DT burger after work and went home to watch his TV. Now that is what I call simple.

Humans are born simple; it is the materials in our life that makes us complicated. My dad is a simple man. When I was small, I wanted to buy a pair of Adidas basketball shoes. The reason I wanted to buy that shoe is because it is yellow (which will attract attention of the girls sitting on the bench), and the main reason is to show off. I request it from my dad, but he refuse to buy. He says be simple and buy a cheaper shoe. That time I could not understand what he’s trying to say, I always thought he is a stingy man. It gets me a few years to understand why he refuses to buy me that pair of shoes. If you are buying the things to show people who you are, how wealthy you are, how accomplished you are in society, it’s unnecessary to do so. You are who you are; you don’t need to live your life large to let people know you. That’s what my dad always tells me, even until today. My dad leads a simple life. He’s capable to buy branded shirts, trousers, shoes, watches and other stuffs, but he refuse to do so because he’s a simple man. He tells that he is who he is, he don’t need to buy those things to show who he is, he shows people who he is by doing business with them. And definitely he shows people how smart he is in doing business. For young people like me and you (if you are fresh graduate and below 30), live your life as simple as you are. One reason is to save your income from flowing out too much on unnecessary things, and another one is to prevent you from becoming a big spender. Branded stuff quality is guaranteed, by all means do buy some branded stuff, but buy only what you need. I only have 2 polo Ts’ with me and of course my golf set, other things than that, I don’t look on the brands. These two things is not unnecessary stuff for me; these things will help me in my future planning. If I ever go out with CEOs’ or wealthy people for golfing and talk about business, it’s time to wear that polo Ts’ and bring that golf set of mine, which will at least giving them a good impression during the first meeting.

In conclusion, live your life as simple as you are and be in it. We don’t need to live large for people to know us; we live a simple life and show people who we are by actions.

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Stay away from credit cards and invest in yourself.

If you are able to afford of what you spend without owing debt, then this topic is not for you, otherwise it’s important.
Today’s most young people are damned by debt, YES, debt. These phenomenon debts were mostly caused by the use of credit card. It is not surprising that most young people have credit card(s) because some merchants and credit cards issuers will go in order to entice people to spend beyond their incomes with various “interesting” packages such as no fee and low fee cards, instant approvals, contest and much more.
Practically everyone loves to spend money because it’s fun and exciting. Advertising messages are irresistible, that young people routinely take credit card debt and spend 20-30% of their money or with all their might. It’s the poor spending habit and practices that makes them fall into the debt hole.
For the past decades this phenomenon only appears in America alone, but now it’s a global issue. Young people must learn how to manage their financial in order to stay away from poverty or heavily loaded with debt.

I, myself do not have credit card(s). I use cash (most of the time). If I’m out of cash, I will not buy to overspend of what I earned; therefore I’m free from debt. It is better to be debt free than having those unnecessary materials which keeps you look good or other factors. In the future of course, I might register one card for the sake of emergency, and I say “ITS FOR EMERGENCY USE! NO SHOPPING OR WHAT SO EVER STUFF”.
It’s more realistic to spend your money and invest in yourself. For an example, I just bought a set of golf set to learn golfing, rather than buying laptop which I don’t need. Golfing is a good sport, whereby I get to know and socialize with more people, and I can exercise my health to a tip-top condition. This is what I call investing in myself. For my dad, he invests in his knowledge. He buys a lot of books to improve or update his knowledge. His home office is piled with books (and I call it a home library).
As Warren Buffets and my dad days it, invest in yourself to improve and update to keep up with modern information and technology, rather than buying things which you don’t need and worst of all after buying all the things using credit cards, you can’t afford to pay and in seriously DAMNed DEBT.

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Today, I’m going to share with you all about momentum. This is how my physic teacher starts on his momentum lesson during my secondary school years. He explained that “The effect of motion is called Momentum”. The formula for it, is p=mv, where by P is momentum, M is mass and V is the velocity.

Don’t worry everyone, I am not going to give you a physics lesson today, The Momentum I’m going to talk about is something which you have to devote a lot of time to study and apply to your life, to your job, and even to your relationship. It is something that keeps you going further and further, harder and harder than ever before without slowing down or stop. Let’s take running for an example, you are running 20km/hour when you want to increase the speed up to 80km/hour, you will have to keep the momentum to maintain that speed, that momentum to keep you at 80km/hour.

Let me share with you a story about the real meaning of momentum. In the past three years, Youth camp was organized by Swancity Toastmaster club, my hometown TM club. Now, to plan and organize this youth camp, without earning money, seeking for large and generous sponsorship, and devoting a lot of time to work it out as a successful camp required momentum, and I can assure u, it was not easy. I’ve been with the team to organize it and the organizing team had so much momentum that, year after year, youth camp came out to be such a successful youth camp despite all the hard work and obstacles we went through. And the team deserves a big round of applause because we are the man behind all this great momentum. And we still continue with this momentum to organize more successful youth camps in years to come (An incoming 2008 camp, falls on 21st March – Easter Day, 4D3N).

For a personal experience, I love the power of momentum. It feels great when you do things with great momentum. One of current my momentums is to train my golf skills into an amateur stage, so that I can go in to a 18holes golf course. I’ve devoted lots of time on my momentum for my golfing. For you it might not be golfing, but the same principle applies to all things, life, business and relationship. It’s funny when I say momentum keeps you alive, it is like your soul, without it, you are just a walking “corpse”, and people do agree with this statement.

No matter how accomplished you are, no matter how well you think you know your field, you have to maintain that momentum to remain vigilant about the details of your field. You can’t get by on experience or being smart.

No matter what you are managing, don’t assume you can glide by. We are all capable of losing our momentum and there is no reason to put your self into that position. Momentum is something you have to work at to maintain.

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People want to be rich. They like to be rich. Why? Part of the reason is that being a richie, they can use their fortune to get what they want.

Rich people can have lots of things, including those really expensive one. This is the impression people have on rich people. Poorer people who want to be rich imitate the rich ones. They buy things rich people own. They use things rich people use. They talk like rich people. They try to act like rich people.

Don’t Act Like A Richie, Be A Richie

The difference between wealthy people and poor people is not because of the things they use, eat or wear. It is their behavior that makes them either rich or poor. You imitate wealthy people doesn’t mean you are doing what they are doing. Remember this, wealthy people buy things they can afford. If you buy luxury things you can’t afford, and thinks that wearing a fine suite makes you a rich person, you are totally wrong. This proves that you act like a poor.

Prepare For The Future

Savings is essential path to become rich. As previously said, don’t spend what you can’t afford. That only brings you in debt, and you might be haunted by debts in a really long time. Invest in your future. Education is a really important thing. Always prepare to accept new things, and learn new stuffs. Don’t keep what you learn in your head only. Apply them! Use what you learnt.

Being rich is really easy.

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